INSURANCE AND LIABILITY
When considering a HVAC contractor, ask to see documentation that they carry general liability insurance to protect your property as well as workers compensation insurance on their employees. The State of Texas does not require employers to carry workers compensation insurance. Lack of adequate insurance could be a major problem for you if someone is injured on your property. An air conditioning contractor should always have these types of insurance and this will save you from a claim against your homeowner’s policy in case of an accident.